TERMS & CONDITIONS
Please read the details set out below carefully before using this website.
CONDITIONS OF ACCESS
Access to this website is granted by GREAT EASTERN LIFE ASSURANCE (MALAYSIA) BERHAD (hereinafter referred to as "GELM") and its representation is subjected to the following conditions:
BY ACCESSING THIS WEBSITE AND ANY PAGE THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, PLEASE DO NOT ACCESS, OR PLEASE DISCONTINUE YOUR ACCESS TO, THIS WEBSITE OR ANY PAGE THEREOF IMMEDIATELY.
References to 'you', 'your' and 'yours' are references to the person(s) accessing this website. References to 'we', 'us' and 'our' are references to GELM. The headings herein are inserted for reference only.
The information, material, functions and content provided in this website and the Conditions of Access as specified herein may be changed from time to time with or without notice at the GELM's absolute discretion. However, where the variation or change is in our sole opinion, of a substantial nature and materially affects your access to this website we shall notify you of such variation or change by giving you seven (7) days prior notice by display on our website or by such other mode as we deem fit, unless we are unable to do so due to circumstances beyond our reasonable control. Where the variation is in respect of these Conditions of Access, your continued access to this website subsequent to such variation shall be deemed as your agreement and binding acceptance of the same.
Your access to this website shall at all times be in compliance with any guidelines, directions of GELM or any law, regulations or legislation as may be applicable and you agree that you shall not abuse or misuse this website or the services herein, in any way. Without prejudice to the generality of the foregoing, you shall not nor assist any other person to hack into or obtain unauthorised access to this website or any services herein nor interfere with the access and use of the same by others. Further, you agree that you shall not carry out nor assist any other person to transmit communication, information or materials which adversely affects our rights or the rights of others, which is morally offensive, which adversely affects our internet insurance system or the security of our internet insurance system or which is otherwise against the law.
IMPORTANT DOs and DON?Ts
1. You should not share your user ID or password with any other person.
2. You should never display your account information in an area visible to others.
3. Your PC should never be left unattended.
4. Clear the Cache memory after use to clear private information stored within.
5. GREAT EASTERN will never ask you for your ID and Password through email. Report back to GREAT EASTERN shouldyou receive such an email.
6. It is your responsibility to keep your Internet Browser up to date with the latest security updates.
DISCLAIMER OF WARRANTIES AND LIABILITIES
The following clauses exclude or limit our legal liability for this website. You should read them carefully.
Whilst we will use our reasonable endeavours to ensure the accuracy, currency, availability, correctness and completeness (in the context of its purpose) of the information and materials contained in this website, all information and materials including those on services, products, financial information, data, text, graphics, audio, video, links or other items are provided strictly 'as is', and 'as available' and is so provided for your information and reference only. Therefore GELM does not warrant the accuracy, adequacy or completeness of such information and materials and expressly disclaims liability for errors or omissions in such information and materials. The use thereof is at your sole risk. No warranty of any kind, implied, express or statutory, including but not limited to any warranty of title, non-infringement of third party rights, merchantability, satisfactory quality, fitness for a particular purpose and freedom from computer viruses, is given in conjunction with this website, or any information and materials therein. No warranty is given that access to any information or materials on this website or this website as a whole will be provided uninterrupted or free from errors or that any identified defect will be corrected. Further, no warranty is given that this website or any information or materials are free from any virus or other malicious, destructive or corrupting codes, agents, programs or macros. We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with this website.
SCOPE OF WEBSITE USAGE
This website (and especially any insurance information offered through this website) is currently intended for those who access it from within Malaysia only and nothing herein shall be construed as GELM providing insurance information and facilities outside of Malaysia. Materials and information in this website are not intended for use by persons located in or resident in jurisdictions which restrict the distribution of such materials and information and we do not guarantee that this website complies with or is appropriate for use in places outside of Malaysia. You are required to inform yourselves about and observe any relevant laws, regulations and local practices whether in relation to restrictions or otherwise and also any applicability thereof in the light of your own individual circumstances.
Without affecting the generality of the foregoing, any information or material on products and services is intended to be of general information to persons within Malaysia only. Nothing in this website should be regarded as any advice or recommendation with respect to products and services nor as any offer or solicitation to buy the said products and services. You should seek professional advice at all times and obtain independent verification of the materials and information provided in this website prior to making any investment, business or commercial decision based on any such materials or information.
You are wholly responsible for use of the website by yourself and/or any person using your computer and you must ensure that any such person complies with the terms and conditions herein. In the event that the laws of the jurisdiction you are in do not permit or impose restrictions on the access to the contents of this website, you shall forthwith discontinue access or comply with such restrictions (as the case may be).
COPYRIGHT AND TRADEMARKS
The copyright in this website is owned by GELM. No part or parts hereof may be reproduced, distributed, republished, displayed, broadcast, hyperlinked, framed or transmitted in any manner or by any means or stored in an information retrieval system without the prior written permission of GELM save for the provision in the paragraph captioned 'Restricted Use for Agents and Potential Agents' below. You also may not, without GELM's permission, insert a hyperlink to this website on any other website, frame or "mirror" any material contained on this website on any other server.
All text, graphics, images, art, photos, video or other multimedia work or any combination thereof available on this website are at all times protected by copyright, trade marks and service marks and any other applicable Intellectual Property or proprietary rights, all of which are the property of GELM and where applicable, third party proprietors. No right or licence is given to any party accessing this website to download, reproduce or use any such content. No trade mark or service mark displayed on this website may be used as a link to any GELM member's site or any other site unless establishment of such a link and use of such trade mark or service mark is approved in advance by GELM in writing.
Restricted Use for Agents and Potential Agents
If you are an Agent or potential Agent of GELM, you may print, copy, download or temporarily store extracts from this website, strictly for your personal information and provided nothing is altered, when you use or are contemplating the use of our products and services for which the page or extract from this website is relevant in your direct/indirect soliciting of insurance business for GELM.
No granting of rights
Any rights not expressly granted herein are reserved.
Links to other sites
Where we provide hypertext links to other locations on the Internet, such is done for information purposes only. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information on this website. We are not responsible for the content of any other websites or extracts from links or pages linked to or linking to this website. We have not verified the content of any such websites. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in any other way in connection with linking.
Links to downloadable software sites are for convenience only and we are not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software.
PERSONAL DATA PROTECTION / USE
Our data policy
SECURITY OF MESSAGES
Messages sent at user's risk
Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to possible interception or loss or possible alteration. We are not responsible for them and will not be liable to you or anyone else for any damages or otherwise in connection with any message sent by you to GELM or any message sent by GELM to you over the Internet.
You hereby irrevocably agree to indemnify and keep GELM indemnified from all liabilities, claims, losses (directly or indirectly) and expenses, including any legal fees on a full indemnity basis, that may be incurred by GELM or any member thereof in connection with or arising from.
· your misuse of this website and the services provided herein; whether deliberate or otherwise, or
· your breach of these terms and conditions howsoever occasioned, or
· any intellectual property right or proprietary right infringement claim made by a third party against GELM in connection with your use or misuse of this website.
The failure of GELM to exercise or enforce any right or provision of these terms and conditions shall not constitute a waiver of such right or provision.
If any part of these terms and conditions is determined to be invalid or unenforceable pursuant to any law, which is applicable to GELM, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision, without invalidating any other provisions of the terms and conditions herein.
GOVERNING LAW AND JURISDICTION
By accessing this website and/or using the services offered through this website, you agree that Malaysian law:
· shall govern such access and the provision of such services, and
· shall be applicable in the interpretation of the terms and conditions herein.